Financing

Regulation A+ and Other Alternatives to a Traditional IPO: Financing Your Growth Business Following the JOBS Act (Bloomberg Financial)

Regulation A+ and Other Alternatives to a Traditional IPO: Financing Your Growth Business Following the JOBS Act (Bloomberg Financial)

Regulation A+ and Other Alternatives to a Traditional IPO: Financing Your Growth Business Following the JOBS Act (Bloomberg Financial)

Understand Regulation A+ and other alternative funding methods Regulation A+ and Other Alternatives to a Traditional IPO delves into the details of the new SEC rules under the JOBS Act of 2012 to examine the benefits and pitfalls for entrepreneurs and investors. Written by the ‘Godfather of Reg A+,’ this book breaks down the complex details of Regulation A+ and other alternative funding methods to help small businesses determine how best to go public and raise capital. A traditional IPO comes wi

List Price: $ 49.95

Price:

Institutional Financing of Small Business in Nova Scotia (Atlantic-ExLibrary

$253.32
End Date: Wednesday May-16-2018 5:37:08 PDT
Buy It Now for only: $253.32
Buy It Now | Add to watch list
Financing Your Small Business
$3.74
End Date: Wednesday Apr-25-2018 20:56:03 PDT
Buy It Now for only: $3.74
Buy It Now | Add to watch list

Related Small Business Financing Products

Getting a Business Loan: Financing Your Main Street Business

Getting a Business Loan: Financing Your Main Street Business

Getting a Business Loan: Financing Your Main Street Business

Every day,  Main Street businesses wrestle with the challenge of finding the cash to finance growth or use as working capital. The local banker often wants a credit score of 720, three or more years in business, and a fat savings account. No wonder local bankers approve only 10% of loan applications. Getting a Business Loan: Financing Your Main Street Business shares something your local banker might not want you to know―small business owners have options. And this book describes those alte

List Price: $ 24.99

Price:

101 Ways to Get 100+% Financing Quickly for Real Estate and Business

101 Ways to Get 100+% Financing Quickly for Real Estate and Business

101 Ways to Get 100+% Financing Quickly for Real Estate and Business

101 Ways to Get 100+% Financing for Real Estate and Business gives specific, step-by-step ways to get 100+% financing for a variety of real estate and business activities. Using the methods given you can often “mortgage out”–that is, borrow more money than needed for the deal in hand. All the methods given have been used at one time or another by various business and real estate wealth builders. 282 pages; 8.5×11 in.

Price:

How to Get Loans for a Black Business With Bad Credit : Learn Alternative Cha...
$11.90
End Date: Friday May-4-2018 12:52:24 PDT
Buy It Now for only: $11.90
Buy It Now | Add to watch list

Is Financing Inventory And Financing Purchase Orders Actually Possible In Canada ? Yes You Can!

It’s not a myth or urban legend. Financing inventory and financing purchase orders in Canada is actually possible and in most circumstances the cost of this financing is significantly offset by your firms ability to increase sales, generate additional profits, and lower competitive pressure .The bottom line is of course more larger orders and contracts, in some cases from clients you were not able to satisfy in the past based on our financial strength or other challenges.

Let’s step back a bit and define some of our key metrics. In its simple form the financing of inventory is simply your ability to finance, or rather, ‘ margin’ inventory on an ongoing basis. The inventory is of course simply the collateral. Clients talking to us about seeking specialized inventory financing are often in the position of having inventory form a large part of their current assets, in conjunction with accounts receivable of course.

So in a perfect world you go to your Canadian chartered bank and ask they to finance you inventory and free up cash flow. It’s that simple right? We can hear you already in the background, and we’ll be the first to admit it’s not a perfect world. Even seasoned Canadian business owners and financial managers realize the inventory is not high on the list of bank financing in Canada, especially if you are a small or medium sized firm that does not have the bench strength to satisfy typical bank criteria which focus around everything EXCEPT inventory, i.e. ratios, covenants, external collateral, personal guarantees, etc.

For inventory financing to make sense you should realize that your inventory has to be marketable, it can’t be old, stale and slow moving. You also have to be in a position to demonstrate that your inventory turns regularly, and that you have sufficient gross margin to carry the financing costs associated with financing inventory and financing purchase orders. P.o. Financing is of course the ‘ kid sister ‘ to inventory finance, and such a facility contemplates direct payment to your suppliers by the p.o. financier , allowing you to of course satisfy supplier payment amounts and terms, while at the same time fulfilling client orders and contracts .

So if the bank is not your best bet how actually are these two asset categories financed? The reality is they are financed by specialized firms, and in the case of inventory pure play financing we encourage clients to bundle their inventory financing with a full asset based lending line of credit via a non bank private finance firm. This type of facility margins both inventory and A/R to maximum leverage, giving you in essence unlimited working capital to grow.

To qualify for financing inventory and financing purchase orders you should generally have solid management and industry experience, good accounting and reporting around your inventory, as well as the aforementioned marketable product that can be resold by the financier if a problem arises.

Speak to a trusted credible and experienced Canadian business financing advisor on ensuring your understand the benefits and qualifications for this valuable financing tool and strategy.

Stan Prokop is founder 7 Park Avenue Financial ; Originating financing for Canadian companies,specializing: working capital, cash flow, and asset based financing , the 6 year old firm has completed in excess of 45 Million $ of financing for companies . For info / free consultation on Canadian business financing / contact details see:
http://www.7parkavenuefinancial.com/Financing_inventory_financing_purchase_orders.html

Debt-Free Business Financing With No Loss of Ownership Or Control

There is a form of business financing that is debt-free, with no loss of ownership or control.  It is very quick and still readily available.  It is the only form of finance that grows as fast as invoices.  There is no minimum time in business or collateral requirement.  The client’s personal or company credit is usually not important.  Prior liens are usually not a problem, so long as they’re disclosed up front.  (Factors don’t like surprises.  A deal that could have worked will probably die if the factor’s due diligence turns up undisclosed liens.)

This form of finance is called factoring.  Say your company (the client) provides a product or service to a customer, then issues an invoice for those goods or services.  The customer frequently takes 30-90 days to pay the invoice.  Rather than wait, the client can sell the invoice to a third party, called a factor.  The factor will verify that the invoice is valid and that the customer has the willingness and the ability to pay.

The factor will pay for the invoice in two parts.  Initially, he will pay the client an advance of typically 70-80% of the face value of the invoice.  This usually takes less than 48 hours.  When the customer pays, the factor will deduct a fee, and refund the balance to the client.  This fee is mostly affected by the time the invoice is outstanding.

There are numerous advantages to factoring for a client company.  The most obvious one is that cash flow improves immediately.   Factors also provide other benefits as part of their normal business, such as handling collections and tracking accounts receivable.  A factor can provide quality assurance when they verify that the customer received the product.  Another benefit is that a factor will verify a customers’ credit before advancing funds.  If you’re looking to do business with a new customer, but the factor won’t fund their invoices, you will want to be very careful about the terms you offer them.

Factoring rates tend to be higher than bank rates, but when considering costs it’s important to consider the benefits as well.  Having cash on hand to bid more work or take advantage of supplier discounts can make a huge difference. The objective is to make more money by factoring than you would if you didn’t factor.

Factoring has changed a great deal over the last ten years.  There are 5-10 times as many funding sources now as there were then, so rates and terms are much more competitive.  There are factors for invoice volumes of $ 500/month to over $ 10 million/month.  There are factors of all sizes who specialize in the construction and medical industries.

Because there are so many funding sources, your best bet is to use an independent broker. Most brokers don’t charge any client fees.  They are paid referral fees by the funding sources because the funding sources are wonderful people (many of them are very nice, actually)  and because it’s less expensive for them than advertising.  There is very little difference in referral fee rates between different funding sources, so finding the best match between the needs of the client and the funding source is the primary concern.

Mike Curtin
Owner
MSC Funding

Find More Small Business Financing Articles

GET THE FREE STUDENT LOAN REPORT

Free Student Loans report Fill our this simple form to download this great report..
Its FREE!!
Read this before you get your next student loan.

 

Name:
Email Marketing by Javelin
Or get the full student loans ebook and get the right information about student loans..

WE Like You

YOU Count