Small Business Funding

Funding Christian Organisations – How to Generate an Income Using the Business Ministry Model

In a previous article I introduced you to the Business Ministry Model of funding. The big question remains, how can a Christian organisation, ministry, or mission successfully implement a profit making business without being distracted from the task it has been called to do? This is exactly where the secret lies! If you’re not a businessman or woman, don’t try to do it yourself! Running a business is a specialist function that requires a business specialist to run! 

By no means should your business ministry interfere with, or distract from your spiritual ministry and calling. I want to emphasise, it is very important that you never allow your attention to your actual task and calling to be compromised.

Appoint a Business Manager to your Ministry, Church, Organisation, or Mission

Recruit an individual who possesses the required business aptitude, experience and skills, and who has a calling and vision for God’s work, to initiate and run the business projects on your behalf. It could be a member of your church, a family member or friend, a supporter of your ministry, or an employee of your organisation. What’s important is that this individual must possess the required qualifications and experience for the job.

Qualifications for a Business Ministry Manager

The most important qualification is a calling. A Business Ministry Manager, like any other work for the Lord, is a calling — not a job! In other words the candidate must know that this is what the Lord wants him or her to do and he or she must have a vision for supporting God’s work, distinctly apart from a business aptitude and qualification. For this reason it is obvious that the candidate must be a born again Christian! Never be tempted to appoint a person solely on the basis of his or her qualifications! Remember, although this is a business, it is firstly a ministry!
The candidate must have the necessary aptitude, interest, experience, education and training for the position. If you have a specific business plan of your own, the candidate must be qualified for, and experienced in the field of business you envisage entering. The specific qualifications and experience required will obviously vary in relation to the nature of business you are planning to establish. However, there are certain skills that are common to all types of business such as, leadership, entrepreneurship, business sense, a measure of financial skills, marketing skills, computer and internet literacy, etc.

Don’t expect to find someone who perfectly measures up to every requirement. Remember that additional skills can be acquired through training, or an additional person can be appointed or contracted where specialised skills are required, for example website design.

The Importance of Internet Marketing in Business

In a previous article I showed you how Kwasizabantu Mission in South Africa has successfully implemented a Business Ministry Model on their farm. But you don’t need a farm to implement a Business Ministry Model. The entire world economy is represented on the internet. The internet has reduced this whole world economy into a manageable tool that can be manipulated from the tip of your fingers in your own home. It is now possible to sell your product anywhere in the world with the push of a button! The internet opens up a whole new world of opportunity for ordinary business people and has given an entire new meaning to the concept of marketing. It will be important to market your business effectively on the internet; not only your business, but also your ministry.

God wants to broaden your vision! God has great things in mind for you and your ministry or organisation! Never underestimate God! If your vision is easy to accomplish — it is too small! “Now to Him who is able to do exceedingly abundantly above all that we ask or think, according to the power that works in us, to Him be glory in the church by Christ Jesus to all generations, forever and ever. Amen.” (Eph 3:20 NKJV)

Elmer Grobler is the founder of Christian Money Web and author of various articles about practical Christianity in the Market Place. Watch out for more titles such as: Why Many Business and Money Making Ventures by Pastors, Missions and Christian Organisations Fail.

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Small Business Franchise Opportunities: Window Of Success For An Entrepreneur

If you require funding and recommendation whereas opening a little business, a small business franchise may offer an excellent opportunity for you as an entrepreneur. It offers just about endless advantages to the entrepreneur. A number of the major benefits that you’ll be able to fancy through such franchising embody complete recognition, employee or management training, and an established model.

One amongst the best advantages of joining a small business franchising is the whole recognition that your business gets. All you would like to try and do is to decide on a well-known tiny business franchise. This means, you can eventually ensure that the merchandise and services offered by you will get immediate recognition by customers.

When you choose to travel for the large scale business franchising, you must additionally be prepared to speculate a lot of time and money, like for coaching for workers and management. But, when you go for the small business franchising company, the training is doubtless to be accessible at very little or no cost to the operator of the new store. This will additionally facilitate your to streamline the employee services, like finding insurance, conducting payroll, and other concerns.

However, no matter is that the scenario; you want to follow an established arrange of action, or model so as to confirm that the small business franchising company you are going for will bring the required success for you. You want to keep in mind that when it comes to the small business franchise, there is always a certain plan or system that is used throughout all stores. This may embody management practices, policies, store layout, and a selection of alternative standards.

This eventually means that that when you choose a little business franchising company, you are doing not would like to develop new ways and procedures because most of the ways and procedures are provided to you by the tiny business franchising company.

It is terribly necessary to seek out out how long the franchisor has been operating, how well they perform within the market, what training and support they offer, and additionally how stable the company financially. Do not buy a franchise simply because you see there’s a successful one in other location. In general there are no guarantees that a success of a franchise in one location automatically follow in another.

A success in anything should start with positive thinking. Your little business franchising might not become an on the spot gold mine that you envisaged. But once a several years you’d earn the reward of your hard work and persistence.

Candida Dixon has been writing articles on-line for nearly 2 years now. Not solely can this author target Small Business
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How to Start a Retirement Fund

Anyone who wants to spend his retirement years in financial security would naturally want a retirement fund. Some people think it’s hard to start a fund, especially if they often have money problems, but actually it’s not so hard to start a retirement fund.

Savings: Investment Banking Industry

Start an IRA

Some people work for companies that have retirement plans, so luckily, they don’t have to worry about funds. But if your company is not offering any plans about retirement, it’s better to start an IRA or Individual Retirement Account. Anybody can have an IRA since there’s no age limit, but first you have to choose whether you want a Roth IRA or a traditional IRA. For more information about the differences of a Roth IRA and a traditional IRA, ask a bank or insurance/brokerage company in your area. They would explain the benefits of having an IRA.

Save up early

For those who are thinking of saving up to build a retirement fund, you can do it early. The  advantage of starting early is that you do not have to save too much in a month. For  example, if you are still in your 20s, you can save up $ 20 a month at least. As you get promoted and earn more money in your 30s and 40s, you can increase your retirement savings. Remember that the average American spends about 20 years in retirement, so you need to calculate your retirement costs for 20 years.

Do not just think of your usual needs, such as food and clothes, when you’re starting a retirement fund. Remember that your expenses will increase as you age, so consider all possibilities. Your retirement fund has to cover medical bills and medicine, just in case you get sick and need to be hospitalized.

Retirement Plan: Business Tax Questions

Put your money in the bank

It’s preferable to manage your finances by opening multiple bank accounts. Some people have three accounts, one for savings, one for emergency funds, and one for retirement. Of course, if you have an employee retirement plan it is okay to not have a bank account on retirement, but it’s still preferable if you do. Your extra retirement money would make it possible for you to start a business, or you could put some of it in your emergency fund.

According to the US Department of Labor, only 43% of Americans calculate how much money they need for retirement. Don’t be among the 57% of Americans who don’t know much about starting a retirement fund. Open an IRA and start saving up to enjoy financial  security in your retirement age.

Brandon is an expert in the field of online marketing, product research and freelance writing. With over seven years of writing experience, you can also view guest articles of Brandon’s at

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Launch A Small Business With Your 401k

If you’re a senior who wants to augment his or her nest egg with a small business, you can use your 401K or IRA funds to do so without having to pay taxes on your withdrawals or obtain a loan. This fairly unknown funding method is becoming a solution for many people who want to run a franchise or own their own businesses. Today, many potential entrepreneurs don’t know that they can have access to tax-advantaged capital to start their own companies or businesses with their retirement account balances.

Using your 401K or IRA funds to start a business via a retirement plan investment is also known as an ROBS or “Rollovers as Business Start-up.” Self-directed retirement accounts such as IRAs and 401Ks may be used towards funding a plan that may legally support private and public stock holdings as long as these are eligible for ERISA and tax law exemptions. For ROBS, 401Ks are most popularly used.

The main concept of the ROBS is the creation of a “C” corporation as stated by law. This newly-created corporation can then sponsor a 401K that openly allows acquiring and holding eligible employer securities. After this, the entrepreneur can roll a part of his or her currently qualified retirement funds (or all of it) into another 401K. The plan is also called an “eligible individual account plan,” which then puts investments into the new corporation’s stock. The business entity, which now has funds, then buys into a franchise or gets a small business.

This procedure is much like what an individual investor does when he or she buys stock in a company or business that’s publicly traded. He or she gives the company money in exchange for holding shares as investment collateral. The publicly-traded company then has access to the money and may use it towards strengthening itself. With the ROBS, it’s pretty much the same, except for the investment being made in a company that’s privately held as opposed to a publicly-traded business.

Carina Smith is an author who specializes in financial topics concerning seniors. Puritan Financial Group. For more info onPuritan Financial Group please visit our website at


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